Budget and expense tracker
Other trackers record a purchase on the day you swiped. Payday records it on the day it settles: a card purchase on the 3rd lands on the card's due date, a TV in 12 payments lands as 12 pins across 12 cycles, the water bill lands every quarter. What is left over is the number on your Home Screen.
Start free with 5 logged transactions a month. Your history and export are always free. Pro is one payment of $7.99, not a subscription, and there is nothing to cancel.
Tap the number and Payday shows its own arithmetic: cash, minus what your cards already owe, minus what leaves before the next paycheck.
Payday never asks for a bank or card password and never connects to a bank. You type or dictate what you spend, and the app works out when it leaves your account. Your ledger stays on your phone: no account, no sign-up, no sync server.
Bank-syncing budget apps usually want a yearly subscription and your bank password. Payday wants neither.
Pro is a single non-consumable purchase, not a subscription and not a trial that charges you later. The free tier gives you 5 logged transactions a month, the whole ledger and search forever, CSV export and import, and no ads at any tier.
Outside the US, your store sets the local price. Restoring on a new phone is free.
The number sits on your Home Screen and Lock Screen and stays right overnight without opening the app. Ask Siri how much is left until payday, or log an expense by voice with the app closed. Spotlight finds your accounts and categories by name. The small Home Screen widget is free; the medium and Lock Screen widgets come with Pro.
Amounts are hidden on the Lock Screen by default, so a glance from someone else shows days, not money.
Warm paper, black ink, one green for what is safe and one red for what is due. The numbers do the talking.
Your whole history is free and export is free. Pro opens unlimited logging, the second card, the long installment plan and the reports you reach for after a month or two.
$0No ads, no account, works offline
$7.99Once. Nothing to cancel. Restore is free.
Gated items are never excluded from the arithmetic: the free number is always the true number, and nothing is ever deleted or hidden from your ledger. One-time purchase through the App Store or Google Play at $7.99 in the US, or the local price your store sets. See the terms for how store refunds work.
A real person reads this address. If a purchase landed on the wrong day, tell us the card's closing day, its due day and the date you bought, and we can reproduce it in a minute.
payday@benbasha.comNo, and you cannot: Payday has no bank connection by design. You enter what you spend, and the app knows your card's closing and due days, so it can say when the money actually leaves.
No sign-up, no login, no server. Your accounts, transactions, budgets and settings live on your device only.
All of it. There is nothing to sync and nothing to wait for.
No. It is one purchase of $7.99 in the US, or the local price your store sets, through the App Store or Google Play. Purchases are per platform, and restoring on a new phone in the same store account is free.
Nothing, because there is nothing to stop paying. Even if you never buy Pro, your entire ledger, search and export stay free and complete.
Delete the app. Everything is on the device, so that removes all of it. The privacy policy covers the anonymous analytics events and how to have those deleted too.