Terms of use
Payday (Payday: Budget Planner), com.benbasha.payday · Last updated: October 2026
Using the app
Payday is for personal use: recording your own spending and income, planning against your own pay schedule, and viewing your own ledger. Do not use the app for unlawful purposes or in a way that harms others. Do not attempt to circumvent the in-app purchase, and do not redistribute or resell the app.
No account, no server
There is no sign-up, no login and no user account, and we operate no server that holds your ledger. Nothing in these terms grants you a service; what you get is a licence to use the app on your own devices.
It is a ledger, not financial advice
Payday records what you enter and computes from it. It does not provide financial, tax, accounting, investment, credit or legal advice, it does not recommend what to spend or save, and no number it shows is a recommendation. "Left until payday", the payday strip, budgets, projected bills, card statements and installment plans are arithmetic over the data you entered, not a statement of your actual bank or card balance.
Payday is not a bank, a payment service, a credit provider or any other regulated financial institution, and it never connects to a financial account. It cannot move money, pay a bill or make a purchase on your behalf. Always check your real bank and card statements before relying on a number, and consult a qualified professional for financial decisions.
Your data
Your accounts, cards, transactions, budgets, plans, settings and purchase status are stored on your device. There is no server and no cloud copy. Backup, retention, or loss of that data (for example when deleting the app, restoring a device or switching phones) is your responsibility; the app offers local snapshots and an external backup you choose where to save. See the privacy policy for what the app does and does not collect.
Purchases
Payday Pro is a one-time, non-consumable purchase (no subscription, nothing to cancel) made through the Apple App Store or Google Play, at $7.99 in the US or the local price set by the store. The free tier includes up to 5 logged transactions per calendar month (recurring bills and card bill payments do not count), one budget, the whole ledger and search, export and import, and no ads at any tier. Payday Pro removes the monthly logging limit and unlocks additional accounts and budgets, longer installment plans, extended reports and additional widgets. Your ledger, history and export are never locked, whether or not you buy Pro.
The purchase is a transaction with Apple or Google, not with us. Payment, taxes, receipts, refunds and purchase restoration are governed by the terms of the store you bought from, and refunds are requested from that store; we cannot issue them. Restoring a previous purchase on a new device is free and is done through the store account you bought with. Purchases are per platform: buying on iOS does not unlock Pro on Android, and the reverse.
We may change the price or the contents of Pro for future buyers; a purchase you have already made is not revoked by such a change.
Availability and changes to the app
Payday runs offline and does not depend on a server of ours. We may nonetheless change, update or discontinue features in future versions. Operating-system updates, device limitations, background restrictions, language availability for on-device models, or a store's policies may affect behaviour such as widgets, Lock Screen widgets, Live Activities, Siri, Shortcuts or Spotlight; those are outside our control.
Warranty
The app is provided "AS IS", without warranty of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the app is error-free, that a settle date it computes matches what your card issuer actually does, that an imported statement is parsed exactly as you intended, or that a sentence you type into the Say-it field is always read the way you meant it. Amount, account and date are always shown before you save; check them.
Limitation of liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental or consequential damage arising from use of, or inability to use, the app, including a missed payment, an overdraft, a fee, a wrong date, lost data, or any financial decision you made while using it. Where liability cannot be excluded, it is limited to the amount you actually paid for the app.
Children
Payday is a general-audience personal-finance utility and is not directed at children.
Governing law
These terms are governed by the laws of the State of Israel, and the competent courts of Tel Aviv-Yafo have exclusive jurisdiction, without prejudice to any mandatory consumer rights you have where you live.
Changes to these terms
We may update these terms from time to time. Continued use after an update constitutes acceptance of the updated terms.